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• Coventry building society and a number of smaller lenders are increasing the cost of fixed rate mortgages for new and existing customers looking for a new deal, writes Jo Thornhill.
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It brings HSBC in line with the majority of the market in offering longer loan terms and greater flexibility for borrowers. At the same time Accord, the specialist lending arm of Yorkshire building society, is increasing its fixed rate mortgage buy-to-let deals for existing customers, available through brokers. It’s the second time Nationwide has cut selected fixed rate costs in as many weeks in response to the continued easing back of swap rate prices. Swap rates are the rates at which banks lend to each other and on which the cost of their fixed mortgage rate deals are priced. Market Harborough building society has slashed its fixed rates by up to 0.35 percentage points on deals available through brokers.

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